D - 182, Main Road, West Vinod Nagar, Delhi-110092 011-22473813 info@dhansanchai.in 10:00 AM - 07:00 PM (Lunch: 02:00 PM - 02:30 PM, Tue Closed)
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Loan Against Deposit

Loan Against Deposit

Leverage your savings to get instant funds without breaking your deposits.

Key Features
  • 90% of Deposit Value
  • Low Interest Rates
  • Instant Liquidity
Eligibility
  • Must have an active FD/MIS
Required Documents
  • Deposit Certificate
  • Loan Application
Interest Rate

2% Extra deposit rate

Loan Tenure

Up to Maturity of Deposit

Terms & Conditions
  • Loans up to 80% are available against the Monthly Income Scheme.
  • Loans up to 90% are available against Fixed Deposits.
  • It is mandatory to pay interest every month.
  • If interest remains outstanding, the management committee may adjust your fixed deposit /Monthly Income Scheme(FD/MIS) without prior notice.
  • If a member takes a loan and wishes to close it within the same month, the full interest for that month will be charged.

Other Loan Products

Emergency Loan Personal / Regular Loan Loan Against Property Loan Against Gold
Apply Now
+91 9667693829
info@dhansanchai.in
10:00 AM - 07:00 PM

Lunch: 02:00 PM - 02:30 PM (Tue Closed)