D - 182, Main Road, West Vinod Nagar, Delhi-110092 011-22473813 info@dhansanchai.in 10:00 AM - 07:00 PM (Lunch: 02:00 PM - 02:30 PM, Tue Closed)
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Emergency Loan

Emergency Loan

Quick financial assistance for urgent and unforeseen needs of our members.

Key Features
  • Quick Approval
  • No Collateral Required
  • Easy Documentation
  • Competitive Interest Rates
Eligibility
  •  Must be an existing Member of the society.
  • Share Money and CD shall be min. Rs. 5000/- each.
  • 1 Guarantor (existing member, not a defaulter).
Required Documents

Photo Id Proof /Aadhar (Must), Pan card (Must)

Address Proof (Electricity/Water Bill)

Rent Agreement (If the Member is a tenant)

2 Latest Passport Size Photo

Permanent Address proof must (If the Member is a tenant)

A photograph of the guarantor and an Aadhar card,electricity/water bill (must).

House Verification must 

Interest Rate

15% p.a.

Loan Tenure

Up to 10 Months

Terms & Conditions

Standard society rules apply for emergency loans.

  • 1.The maximum limit of the Emergency Loan shall be ₹25,000/-. The sanction of the loan shall be subject to the Society's rules, policies, and approval by the competent authority.
  • 2.For Emergency Loans ranging from ₹20,000/- to ₹25,000/-, at least one guarantor is mandatory. The guarantor must be the owner of a residential property. A family member shall not be accepted as a guarantor.
  • 3.ECS (Electronic Clearing Service)/Auto Debit is mandatory for all Emergency Loans. ECS may be registered from the bank account of the member or any of his/her family members with their consent.
  • 4.If a member has previously availed any loan or has stood as a guarantor for another member, his/her repayment history and outstanding liabilities shall be verified before sanctioning the Emergency Loan. The eligible loan amount shall be determined based on the repayment track record, subject to a maximum limit of ₹25,000/-. 
  • 5-If the installment is not deposited by the 10th, an additional interest of 3% will be charged after the 10th.
  • 6-If a member takes a loan and wishes to close it within the same month, the full interest for that month will be charged.

    • Other Loan Products

    Personal / Regular Loan Loan Against Deposit Loan Against Property Loan Against Gold
    Apply Now
    +91 9667693829
    info@dhansanchai.in
    10:00 AM - 07:00 PM

    Lunch: 02:00 PM - 02:30 PM (Tue Closed)