D - 182, Main Road, West Vinod Nagar, Delhi-110092 011-22473813 info@dhansanchai.in 10:00 AM - 07:00 PM (Lunch: 02:00 PM - 02:30 PM, Tue Closed)
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Loan Against Gold Facility

Loan Against Gold Facility

Our Cooperative Society offers quick and secure loans against gold ornaments to help members meet their financial needs with ease.

Today's Live Gold Rates (Per Gram)
24 Karat ₹10,395.00
23 Karat ₹9,962.00
22 Karat ₹9,529.00
21 Karat ₹9,096.00
20 Karat ₹8,662.00
19 Karat ₹8,229.00
18 Karat ₹7,796.00
Last Updated 31 Jul, 2026
Key Features
  • Instant Loan Processing
  • Minimal Documentation
  • Attractive Interest Rates
  • Safe & Secure Gold Storage
  • Flexible Repayment Options
  • Loan up to 75–80% of Gold Value
Eligibility
  • Applicant must be a registered member of the Cooperative Society
  • Minimum age: 18 years
  • Must have valid KYC documents (Aadhaar, PAN, etc.)
Required Documents
  • Membership ID
  • Aadhaar Card / PAN Card
  • Passport Size Photograph
  • Loan Application Form
  • Ac Payee cheque
Interest Rate

11% – 14% p.a.

As per society policy

Loan Tenure

3 to 12 Months

Extendable as per rules

Terms & Conditions
1. Gold Acceptance Rules
  • Only gold ornaments (18K / 22K) will be accepted
  • Gold coins/bars not accepted as per policy
  • Final valuation will be done by authorized appraiser
2. Loan Amount
  • Loan will be sanctioned up to 75%–80% of gold market value
  • Final amount depends on purity & weight verification
3. Interest & Charges
  • Interest will be charged on monthly flat basis (as per society rules)
  • Additional charges may include: Processing Fee, Appraisal Charges, Late Payment Penalty

Other Loan Products

Personal / Regular Loan Emergency Loan Loan Against Deposit Loan Against Property
Apply Now
+91 9667693829
info@dhansanchai.in
10:00 AM - 07:00 PM

Lunch: 02:00 PM - 02:30 PM (Tue Closed)