Loan Against Gold Facility - Dhan Sanchai

D - 182, Main Road, West Vinod Nagar, Delhi-110092 011-22473813 info@dhansanchai.in

Loan Against Gold Facility

Our Cooperative Society offers quick and secure loans against gold ornaments to help members meet their financial needs with ease.

Today's Live Gold Rates (Per 10g)

24 Karat ₹11,219.00

23 Karat ₹10,752.00

22 Karat ₹10,284.00

21 Karat ₹9,817.00

20 Karat ₹9,349.00

19 Karat ₹8,882.00

18 Karat ₹8,414.00

Last Updated 11 May, 2026

Key Features

Instant Loan Processing
Minimal Documentation
Attractive Interest Rates
Safe & Secure Gold Storage
Flexible Repayment Options
Loan up to 75–80% of Gold Value

Eligibility

Applicant must be a registered member of the Cooperative Society
Minimum age: 18 years
Must have valid KYC documents (Aadhaar, PAN, etc.)

Required Documents

Membership ID
Aadhaar Card / PAN Card
Passport Size Photograph
Loan Application Form
Ac Payee cheque

Interest Rate

11% – 13.80% p.a.

As per society policy

Loan Tenure

3 to 12 Months

Extendable as per rules

Terms & Conditions

1. Gold Acceptance Rules

Only gold ornaments (18K / 22K) will be accepted
Gold coins/bars not accepted as per policy
Final valuation will be done by authorized appraiser

2. Loan Amount

Loan will be sanctioned up to 75%–80% of gold market value
Final amount depends on purity & weight verification

3. Interest & Charges

Interest will be charged on monthly flat basis (as per society rules)
Additional charges may include: Processing Fee, Appraisal Charges, Late Payment Penalty

Other Loan Products

Personal / Regular Loan Emergency Loan Loan Against Deposit Loan Against Property

Apply Now

+91 9818241272

info@dhansanchai.in